What are My Legal Options if PIP Will Not Settle With Me?

Personal injury protection, also called PIP, is a type of car insurance mandatory in Florida if you own a car. If the car owner is involved in an accident, it covers their medical bills and lost wages up to $10,000 and provides $5,000 in death benefits. If a vehicle owner is involved in an accident and exhausts their PIP insurance, they can file a claim against the other driver’s insurer.

Injury victims often find their claims denied or undervalued by their or other drivers’ PIP insurance. In these situations, it may become necessary to file a PIP lawsuit to recover compensation to fully cover the damages the injured party has incurred.

If you are having problems in being able to recover the compensation that is rightfully yours, contact our law firm and ask to schedule a free consultation immediately.

Do I Have to Have an Attorney to File My Initial PIP Claim?

No law states that you must hire an attorney to file a PIP claim. However, in the case of any motor vehicle accident, it is always best to consult with an experienced attorney who can review your case and provide legal advice. Often many clients miss compensation money that should have rightfully been theirs because they did not have a lawyer to advise them of their options.

What Are Some Reasons That PIP Would Deny My Claim?

There are valid reasons why PIP may deny your claim. Some of the most common include:

• Failure to seek medical treatment within 14 days of the vehicle accident.
• Your insurance coverage does not cover the claim you are filing.
• Failure to report the accident within the allotted time period
• The injury you filed the claim on was not caused by your accident.

Nevertheless, if you feel that your insurance company is attempting to deny a legitimate claim, you need to speak with a knowledgeable attorney at once. Our law firm’s attorneys can review your case’s facts and explain your legal options.

What Does it Mean When an Insurance Company is Acting in Bad Faith?

When an insurance company wrongly denies or tries to delay settling a claim, they are said to be acting in bad faith. When this occurs, a skilled motor vehicle accident attorney can file a lawsuit to recover the total amount of the damages they owe the claimant. In addition, the insurer in question can be sued for damages over the stated policy limit.

If you feel an insurer is acting in bad faith, contact our law offices and ask to schedule a consultation with one of our knowledgeable attorneys, who will gladly review your case and determine the best course of action.

How Can Your Law Firm Help Me With a PIP Lawsuit?

If you have been involved in an accident and are having trouble recovering compensation from either your insurer or the other party’s insurance company, you need to seek legal representation immediately. Our law firm is familiar with insurers’ unethical tactics to undervalue or deny claims. We will not be intimidated by the insurance company and will vigorously advocate on your behalf.

Contact us by calling 772-773-6697 and ask to schedule a free no-obligation consultation to discuss your case.