If you have been in an auto accident that you did not cause, you may be wondering who will pay for the repairs to your vehicle. Under Florida’s no-fault laws, your auto insurance carrier will pay for the cost of repairs to your vehicle. However, if the amount of the damage is greater than the amount of your coverage, you may have to use your other policies, such as underinsured or uninsured motorist protection, to pay for repairs. Additionally, you may have opted to insure the full value of your car, which is extremely helpful in paying for additional repair costs.
If you have been involved in an accident and are having a difficult time paying for the costs of repairs with your policies, you may need to file a claim against the other driver’s insurance. Florida insurance laws can be confusing and challenging to understand on your own. Contact our law offices and ask to schedule a free consultation to discuss your potential case.
How Long Does the Insurance Company Have to Pay My Claim?
After you are involved in an accident, you will first submit a claim to your own insurance company to utilize your PIP coverage. Once you submit your PIP claim, your insurance claim has up to 30 days to either accept or deny your claim. If for some reason, your insurer denies your claim, they must provide you with a written explanation as to why it will not be honored.
If your claim is denied, you need to contact one of our knowledgeable car accident attorneys, who can assist you with filing an appeal.
Should I Take the Initial Settlement Offered by the Other Driver’s Insurance Company?
In most cases, the initial settlement offered by the other party’s insurance company may be lower than the monetary amount you need to pay for the damages related to your car repairs. You need to always have your car accident lawyer review any settlement offered to you by the insurance company. An experienced attorney can review the offer and help you decide if accepting it is in your best interest.
Do I Need to Have a Lawyer to File an Insurance Claim?
However, having an experienced car accident lawyer on your side can be beneficial. Insurance companies may try to undervalue or delay your claim. A knowledgeable attorney can help you recover the settlement you deserve.
Why Should I Choose Your Law Firm to Represent Me?
When you choose our law firm, our car accident attorneys will immediately begin to investigate your accident to determine the facts and strengthen your case. We will also negotiate with the insurance company to obtain a recovery that can cover your repair costs and expenses.
Our car accident attorneys are dedicated to assisting our clients through this challenging time in their lives. We are passionately committed to helping our clients recover the compensation they need to be able to go on with their lives. Contact our law offices by calling 772-773-6697 to schedule a free case review.